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Qurve Perspective

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Ideas that move your money forward. Research, analysis, and perspectives on markets, economy, and investor behaviour.

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Markets
★ Featured Article

Why Your Mutual Fund Returns Are Lower Than the Fund's Returns

There's a well-documented gap between how a fund performs and how its investors perform. The reason is almost never the fund — it's investor behaviour. We break down the data and show you how to close that gap permanently.

April 28, 2026·9 min read·Qurve Research Team
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Markets

Decoding Nifty's 15% Correction: Signal or Noise?

Every correction feels catastrophic in the moment. We look at the data to separate genuine risk signals from market noise — and what it means for your portfolio.

April 22, 20267 min read
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Economy

India's Rate Cycle: What RBI's Pivot Means for Debt Funds

The RBI has begun its easing cycle. We explain how falling interest rates affect different debt fund categories and where we see the best opportunities.

April 18, 20266 min read
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Personal Finance

SIP vs Lump Sum: The Honest Answer

The internet is full of strong opinions. We use 20 years of Nifty data to give you an honest, nuanced answer — and it depends on one key variable.

April 14, 20268 min read
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Consumer Behaviour

Why We Sell Winners and Hold Losers (And How to Stop)

The disposition effect is one of the most expensive behavioural biases in investing. Understanding the psychology behind it is the first step to overcoming it.

April 10, 20266 min read
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Markets

Momentum Investing: What the Academic Research Actually Says

Momentum is one of the most robust factors in financial markets. But most retail investors misuse it. Here's what the evidence says about doing it right.

April 6, 202610 min read
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Economy

Manufacturing Renaissance: Which Sectors Are Positioned to Win

India's PLI scheme and China+1 trend are reshaping global supply chains. We identify which sectoral mutual funds are best placed to benefit.

April 2, 20267 min read
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Personal Finance

Goal-Based Investing: Build Portfolios Around Life, Not Markets

The best portfolio is not the one with the highest return — it's the one most likely to help you achieve your specific financial goals. Here's how to think about it.

March 28, 20268 min read
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Consumer Behaviour

How Fintech Apps Are Engineered to Make You Trade More

Gamification, streaks, and push notifications are not designed to grow your wealth. We explore the dark patterns in retail investing apps and how to protect yourself.

March 24, 20265 min read
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Markets

Small Cap vs Large Cap: Reading the Cycle Correctly

Small caps outperform in certain market phases and dramatically underperform in others. Understanding the cycle is the key to allocating wisely.

March 20, 20267 min read
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